Tuesday, November 27, 2007

Working From Home Still Means Work

© Lisa Zornoza, www.Kaybizopp.com

Many people confuse the concept of working from home with staying at home and doing nothing all day. The opportunities available are called work at home businesses because they require work. It may not be as tedious or as mundane as some other jobs you have had in the past, but when you work at home, generally if you do not work, there will be no pay.

It requires a high level of self-motivation to get up and go to work, especially when there is no one holding you accountable for getting to the job on time and getting your work done when you say it will be done. Self-discipline has to be an extremely high level and if you cannot convince yourself of the need to work on a daily basis, working at home may not be the best option for you.

Many, many individuals who find themselves out of work, start looking into job opportunities for which they can stay at home and still make money. Many of them have no business even considering their own business, especially if they have trouble getting to work on time, or a history of leaving early. There are many online resources that offer minimal work for maximum pay, but rarely do these opportunities exist in anything other than the online advertisements seeking donations to someone else’s vacation funds.

Before considering a work at home business, you need to take an objective look at your work history and work ethic. Even without a large amount of experience and knowledge of the internet or internet businesses, people with the discipline to work on their own with no supervision, can thrive with an online business. Those who went to a job and were told what to do and when to do it, may not be the best type to attempt making a living at home.

A person working at home has the same responsibilities of paying the bills and putting food on the table and for some that can be a good motivator. For others it is simply an inconvenience, especially if another family member is bringing in a steady paycheck. If they choose to watch a movie or leave the house for a few extra hours, their pay will suffer if they do not produce. Additionally, their reputation among online clients will also suffer and they may soon find a need to return to the traditional workforce.

Those who see working at home as an opportunity to sit around and do very little all day, should consider working for someone else. On the other hand, a person who has a job but has need for little supervision and can make all their own decisions in regards to the company with which they work, may be a good candidate for owning their own at home business.

About Author:


Lisa Zornoza is the owner and webmaster of lzornoza.blogspot.com

Friday, November 23, 2007

Mouth of Word Advertising: Don't Let it Turn Against You

(C) Copyright Lisa Zornoza, http://www.Kaybizopp.com

It’s long been known that there is no more powerful form of advertising than word of mouth. When people hear about a product or service or business from someone not paid to tell them about it, it means much more than anything you could possibly buy. But while word of mouth advertising is always happening, is it working for your company or against it? Here are some things you can do to make sure word of mouth doesn’t wind up being your worst enemy.

The sad truth about people in general is that when people have a good experience with a business (or person, for that matter), they usually keep it to themselves. Unless the service is so over the top extraordinary that they simply need to tell others (or they just happen to be the type of people that like to share good news–a rare breed indeed), no one will ever hear from them about their experience. On the other hand, if someone is wronged by a company, they will climb Mt. Everest to make sure as many people as possible hear about it. If you don’t believe this, go to any message board or consumer reporting website and read feedback on companies and products. You’ll come away thinking that you should never buy from anyone at any time. Of course, this isn’t true, and you may think to yourself that you provide good service. Of course you do. Still, that’s not enough. As illustrated, just one bad experience can make the rounds far more quickly than a hundred good experiences. You have to make sure you have enough positive stories circulating to counteract the bad ones.

The best, most productive word of mouth is many times generated purposely, and comes about through hard work and direction, rather than through hope and happenstance. You can generate the direction and style of word of mouth advertising by enlisting the help of your friends and family members. It’s not unethical, nor is it uncommon. The best businesses do just that. Particularly in today’s internet age, and the advent of the viral marketing era, more and more seemingly grassroots movements have their origins at the company itself. How do you get it started?

Have your husband or wife tell her group of friends about your business. You don’t need anyone to be deceptive, or “hide” their relationship to you. In fact, so much the better if they don’t. Friends naturally want to help friends. When someone happens to ask a friend of your spouse where they get their dry cleaning done, they’ll happily mention your business, even if they themselves have never spent a dime there.

Word of mouth advertising is as powerful a tool as you can use in the marketing realm. But it is just that: a tool. Don’t make the mistake of looking at it like some mystical force you have no control over. If you want to take the reigns and guide the direction of your business, you need to have control over every aspect of your marketing. That includes word of mouth advertising. To do anything less, to let fate decide your company’s destiny, would be irresponsible.

About Author:

Lisa Zornoza is the owner and webmaster of lzornoza.blogspot.com

Thursday, November 15, 2007

Getting Health Insurance When You Run A Business From Home

By Lisa Zornoza

One of the main concerns of people running their own business out of their home is health insurance. While you may feel healthy enough and choose to ignore it for a while, even a small illness can throw you into financial turmoil in a hurry. Remember, if you are not working, you are not making money and without health insurance you need to cover the doctor, hospital and any prescription costs on your own.

Several communities have a chamber of commerce that has joined with insurance providers to offer health insurance for the small business owner and it may be available for those who are not chamber members. Many states also have health insurance programs open to individual business owners as well and if you have at least one employee, some insurance companies may offer plans for you and that one employee.

When looking for health insurance for your home business, you should also look into liability insurance in the event someone gets hurt on your property. Even close friends may choose to take legal action to recover injury costs and even on small claim can put a serious dent in your finances. Look into business interruption insurance as well, in case a fire or flood closes down your business for several days, removing your ability to earn a living.

Individual health insurance is often costly, but the cost of a serious illness or injury can be even higher. That is not to say you need to spend every penny you make on insurance, but it does mean you have to consider it a necessary business expense. If another family member is employed outside the home and you can be covered under his or her health insurance plan, you may be able to survive the first years of the business. However, if something happens to their employment and you are forced to pay higher premiums for your own coverage, some illnesses may be treated as a pre-existing condition and not covered under a new plan.

There also many prescription plans to cover business owners who have no other health insurance coverage. While these plans seldom cover the total cost of a prescription, every little bit will help while trying to run your home business. If you are young and in reasonably good health, consider a higher deductible to help reduce the monthly premiums. As the business grows and money becomes more available, you can reduce the deductible during the renewal period and still maintain adequate coverage.

One way to find out about many of the plans is to contact other home business owners. Some of them may not have coverage and by banding together it is possible a health insurance company may allow you to form a group and sign up for health insurance coverage under a group plan, offering reduced costs over individual coverage. In short, when you are looking for affordable health insurance coverage for your home based business, ask someone. It may be more available than you think.

About the Author:
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To find the best home based business and
opportunity so you can work at home visit:
http://www.Kaybizopp.com
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Monday, November 12, 2007

Making Money With A Network Marketing Affiliate Program

By Lisa Zornoza

Even the most novice network marketing newbie can attest to the fact that the Internet is a marketing goldmine. There is no other venue that has the power and potential to reach so many different segments of the world populations all on the same day as a properly worded, well disseminated ad campaign. Is it therefore any surprise that so many marketers are trying to make money with a network marketing affiliate program?

While making money with a network marketing affiliate program is a wonderful solution for the ‘Net savvy, be mindful of a few simple truths before you go out and seek to joint the fray. First and foremost, a probable and workable marketing strategy needs to be devised. There is no magic bullet when it comes to Internet marketing; instead, a campaign that works relies on the designer’s ability to understand and utilize current industry standards and consumer buying trends.

In the 1980s, for example, all things tech were in high fashion. This was the time to appeal to the consumer’s need for the latest techno gadget known to man. Today, environmentalism is the current rage, and you will do well to capitalize on this change in consumer consciousness if you hold out any hopes of making money with any network marketing affiliate program. Thus, picking suitable affiliate programs is just as important as presenting them in a currently in style fashion.

Of course, the second step to making money with a network marketing affiliate program is the utilization of a well designed and highly competitive medium: the website. If you thought before that a lot was written about marketing on the ‘Net, you will be amazed at the sheer mass of information is available on website design, optimization, and various other peripheral ideas related to having a website that works. It is the wise network marketing affiliate who will pay close attention and follow the advice given by successful network marketers everywhere that in the end will succeed in making money with the affiliate program. After all, “build it and they will come” may pertain to baseball fields, but it has yet to find an application with respect to websites.

A final word on website promotion: in order to make money with a network marketing affiliate program you need to get visitors to your website. While online promotion is a most worthy and important part of the package, it is the off line promotion that yields the highest potential for qualified leads. Consider the fact that your website placed prominently on a flyer may become part of someone’s address book simply because your postcard is appealing and because you gripped their attention to such an extent that they want to take a look later, whenever later may be, yet in the meantime they are holding on to your card. In time, your card may get shared with a number of other interested prospects. Over time, this little off line advertisement investment will yield many times the results that a strictly online campaign could possibly hope to bring.

About the Author:
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To find the best home based business and
opportunity so you can work at home visit:
http://www.Kaybizopp.com
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Friday, November 9, 2007

Home Business Schedules
Copyright © Lisa Zornoza
http://www.Kaybizopp.com

There are many ways that you can make sure your home business is not only able to compete with the other home businesses and also with the other people that are working in the same field as you. Believe it or not, having a set work schedule for your home business is one of the best ways that you can do this. You are going to want to make sure that you are able to have a set working schedule for your home business for many reasons.

First of all, you want to be sure that you have a set schedule because you have to be able to work during set hours. This is for two reasons. The first reason is that you want to make sure your customers know where they can reach you. This is very important because you have to be able to compete with businesses that actually have business hours. Not only that, but you want to be able to tell your customers when they can depend on you, and when they are going to be able to reach you. This is very important because many businesses that operate from homes keep erratic hours, and customers are going to be annoyed by this very quickly. If a customer cannot find you, and if they do not know when they can reach you, you might find that switch to a company that is not located at a home, so that they know when they can do business.

The other reason that a set schedule for a home business is important is for you. You have to be able to have work hours in the same way that you would have if you were working at an actual establishment. You cannot work at all hours of the day and night and expect to still have a normal life for your home and for your business. It might seem good for you to be able to work around the clock, but you will easily find that by doing so you are going to allow yourself to burn out much faster. By working around the clock, many home business owners easily get tired of what they are doing, and even if they might make more money working all of the time, they feel like they aren’t getting as much out of the rest of their life as they should be getting. This is something that you want to focus on because your home business should be your life, but it should not be all of your life. In order to do a home business and to do it healthily, you want to be sure that you have a set schedule and times when you are working, as well as times when you are finished with work for the day.

About the Author:
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To find the best home based business and
opportunity so you can work at home visit:
http://www.Kaybizopp.com
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